Here's what they say about us
Our customers rate us 4.2 out of 5 on Google. Find out today how we can help you.
Bring your business dreams to life
Want to purchase a shopfront, factory, warehouse or an industrial unit? Looking to refinance your existing commercial loan? You’ve come to the right place. We get small business and offer a variety of commercial loans tailor-made for the self-employed.
No financials, no problem!
We have alternative income verification options including accountant declarations, BAS or business bank statements.
Flexible loan purposes
Our commercial loans can be used for purchases, refinances, debt consolidation, tax debt or to access equity (cash out).
Set and forget
We skip annual property assessments, which means no review fees, greater stability, less disruption, and loan terms of up to 30 years.
Common-sense approach
If you have current or past credit issues, we take the time to understand why, and assess your current ability to repay the loan.
Run the numbers with our calculators
Need to work out your borrowing capacity, loan repayments or refinancing savings? You can count on us.
Our commercial rates
Interest rates are correct as of 24/09/2024 and subject to change at any time. Rates depend on your individual circumstances, including LVR, loan amount and type of security. Commercial refers to the security property type. Examples include, but are not limited to, commercial warehouse, shopfront, industrial unit, factory etc.
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1 Based on a commercial Prime Principal and Interest loan with an LVR of 55% or less and a loan size between $150,000 to $3M. Commercial purposes only.
Considering a commercial property loan?
Get in touch to find out how we can assist you!
Want examples? Say no more
The below scenarios highlight how we're able to provide loan solutions in a variety of different situations. Whether your credit history isn't perfect or your financials aren't up to date, we have options.
Need to refinance your commercial loan?
Kylie owns a bookkeeping business and the interest-only period of her commercial loan is about to expire. She is facing the prospect of having to switch to a principal and interest loan with her current bank. Fortunately, Kylie's broker knows that RedZed has a better solution.
Seeking a short-term commercial loan?
Bianca is a property developer looking to use one of her recently finished developments as security to get a short-term loan for her next project. She is struggling to find a lender who will help, until her broker suggests they speak with RedZed.