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Credit where credit’s due
Whether you contribute regularly or sporadically to your self-managed super fund, we could have a solution for you! We’ll even consider contributions you’re planning on making in the future.
Buy a residential investment property
Expand your SMSF portfolio with direct investment in residential property.
Refinance an existing SMSF loan
Improve the financial performance of your SMSF by refinancing to a more competitive deal!
Buy a commercial property
Use your SMSF to buy a commercial property that your business can lease, or lease it on the open market.
Loan servicing inside or outside the SMSF
If you need to make additional contributions from your income to the fund to qualify for the loan, we can help - even when you can only provide alternative income documentation (alt doc).
Run the numbers with our calculators
Need to work out your borrowing capacity, loan repayments or refinancing savings? You can count on us.
Our SMSF rates
Interest rates are correct as of 24/09/2024 and subject to change at any time. Rates depend on your individual circumstances, including LVR, loan amount and type of security.
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1 Residential refers to the security property type. Examples include, but are not limited to, residential house, apartment, townhouse etc.
2 Commercial refers to the security property type. Examples include, but are not limited to, commercial warehouse, shopfront, industrial unit, factory etc.
3 Fund servicing is when regular verified fund contributions can be substantiated via a 12-month contribution statement, compliant SMSF financials, or SMSF rental statements.
4 Based on an SMSF Super Resi Principal and Interest loan with an LVR of 50% or less, a loan size between $100,000 to $2M and full financials provided. Corporate SMSF trustees only.
5 Based on an SMSF Super Commercial Principal and Interest loan with an LVR of 55% or less, a loan size between $150,000 to $3M and full financials provided. Corporate SMSF trustees only.
Considering an SMSF loan?
Get in touch to find out how we can assist you!
Want examples? Say no more
The below scenarios highlight how we're able to provide loan solutions in a variety of different situations. Whether your credit history isn't perfect or your financials aren't up to date, we have options.
Looking to purchase the premises your business is leasing?
Tara runs a wholesaling business and wants to purchase the warehouse her business has been leasing using her SMSF. Her tax returns aren't finalised, however this isn't a deal breaker for RedZed, as we have other ways of verifying income.
Want to diversify your investment portfolio?
Jason's financial planner suggests he purchase a residential property within his SMSF to diversify his investment portfolio. However all the lenders Jason approaches require tax returns to verify his contributions. Find out how RedZed was able to help Jason, without the need for tax returns.
Need to make additional super contributions to qualify for a loan?
Jarrad owns an apparel wholesale business and wants to buy a residential investment property within his SMSF. However he needs to make additional contributions into his super fund to qualify for the loan. Jarrad keeps coming up against restrictive SMSF lending policies, until he rings RedZed.