RedZed – Lender to the Self Employed

Since 2006 RedZed have been on a journey to help Australia’s self employed community.

We understand that being self employed is different and can be difficult. We understand that you are trying to build something special,
something about which you are passionate. You don’t just clock in at 9am and clock out at 5pm. Sometimes you have to skip lunch (maybe
even dinner) to get the job done. RedZed started out as a small business and we have experienced all the good and the bad that comes
with this badge of honour. The challenges of being self employed is something we think about day in day out.

We are proud to say that along our journey we have helped over 5000 customers lending over $2 Billion. We currently manage in
excess of $1 Billion, most of which has been used to help self employed Australians strive to achieve their ambitions.
Whilst we are still on our journey to be the preferred lender to Australia’s self employed, we want to assist you on your journey.

What can we assist with?

We specialise in secured loans to self employed borrowers - we can consider the following loan applications:

  • Residential loans to a maximum of 85% of the value of the security property
    and a maximum loan amount of $1.5Million
  • Commercial loans up to a maximum of 70% of the value of the security property
    and a maximum loan amount of $3Million
  • Asset finance needs to help your business

So … if you have

  • 15% equity for residential loans
  • 30% equity for commercial loans
  • A suitable property to offer as security for your loan
  • A good credit profile
  • A good income


Let’s talk :

You can call us on 1300 722 462
Email us here

Or complete an online enquiry below.

Can I Apply?

To tailor solutions to your individual circumstances it helps if we have information about you and what
you want. Taking a couple of minutes to complete the form below should help us to understand if we
may have a solution for you.

You will deal directly with a lending specialist, based in Australia, which will look at your individual circumstances.
We promise to respond to your enquiry within 24 hours.


Enquire Now


RedZed is a responsible lender

RedZed is committed to responsible lending.

It is important to us that that all the individuals and businesses that are accredited to sell our mortgage products proactively
conduct their business in an ethical and responsible manner.
The steps that we take to ensure that we comply with our Responsible Lending Guidelines include:

We lend only what our customers can afford to repay. This involves that our credit staff only approve loans that are not unsuitable
to the customer by adhering to our lending guidelines which includes our assessment of an applicant’s capacity to repay a
loan without incurring substantial hardship.

Independent Advice

Taking out a home loan is one of the most important financial decisions that you can make. For this reason we strongly encourage
all borrowers to obtain independent information and advice as part of the process for making your decision.
ASIC have developed a website that provides a lot of valuable information. We recommend that you have a look at the various tools
available on

Industry Memberships & Licences

RedZed Lending Solutions is an accredited member of the Mortgage & Finance Association of Australia (MFAA) and the Australian Financial Complaints Authority (AFCA). Our Australian Credit Licence number is 311128.

Internal Dispute Resolution Process

At RedZed we are committed to trying to resolve any issues that you may have as soon and as simply as possible. You can
download a copy of our Internal Dispute Resolution Process here.

If you are an existing RedZed customer and you are facing financial difficulties, please contact us directly on 1300 722 462.
We can talk about your specific circumstance and what we might be able to do to assist you.

If you have an issue please feel free to contact us on 1300 722 462 or email us here.

External Dispute Resolution

RedZed does have an External Dispute Resolution process. RedZed is a member of the Australian Financial Complaints Authority (AFCA) which is our independent external dispute resolution process.   If a dispute has not been resolved to your satisfaction you can lodge a complaint with AFCA.  AFCA’s contact details are as follows:-



Phone: 1800 931 678

Mail: Australian Financial Complaints Authority GPO Box 3 Melbourne VIC 3001