Self-employed alt doc lending

We’re focused on assisting over 2 million self-employed Australians with their residential and commercial mortgages.

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Please note: RedZed only offers loans secured by residential and commercial property

Simple process, fair assessment and fast approval

We strive to take the complexity out of self-employed lending, offering flexible loan options catered towards business owners, whilst understanding income can be verified in multiple ways and treating each application individually.

Income verification options

  • Accountant declaration
  • BAS
  • Transaction statements

No credit scoring

  • Reasonable and fair assessment of credit history
  • Solutions based focus

Swift credit approvals

  • 48 hour credit decision process*
  • 14 days for formal approval*

*Targeted

Unlimited cash out for business purposes

  • Expand your business
  • Every case considered individually

Forms of credit impairment accepted

  • ATO debt payout
  • Some defaults accepted
  • Ex-bankruptcy discharged > 2 years

Company and trust applicants considered

  • Eligible on all products

Need to speak to a Lending Manager today?