Alt-doc Loans

The term ‘low doc’ or ‘low documentation loan’ has historically been associated with loan solutions that don’t require traditional forms of income documentation.

We call our flexible loan solutions ‘alt doc’ as opposed to ‘low doc’, to reinforce that we accept alternative or different forms of documentation that comply to lending standards.

For instance, we accept self-certified income declarations from applications, which are supported by either:

• An accountant’s declaration; or
• The applicant’s two most recent business activity statements (BAS); or
• The applicant’s last six months’ worth of business trading statements.